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New American Funding
New American Funding
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New American Funding

 4.9/5 (530 ratings)
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New American Funding

About New American Funding

New American Funding is a California-based mortgage lender with branches in 32 states. The company serves 49 states and offers nine types of mortgages, including FHA, VA, conventional, adjustable-rate, 30-year fixed-rate, 15-year fixed-rate, buydowns, reverse mortgages and I CAN loans. It promises competitive interest rates.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Pros

  • Accepts FICO Scores as low as 620
  • Nine types of mortgages
  • Online payment option

Cons

  • Select fees
  • Branches in just 32 states

Bottom Line

New American Funding provides nine types of mortgages to homeowners with a wide range of credit scores. It has regional branches in 32 states.

New American Funding Reviews

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Page 4 Reviews 65 - 95
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 3, 2022

I started shopping around for refinance options without intending to immediately go through with it. Jason at NAF was able to go through my options fairly quickly with me and explain how everything worked. And about three weeks later (with stellar support and effort from him and his colleagues) I closed on a refinance that restructured all my debt and even had a slightly lower interest rate.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 3, 2022

Very easy process. Would highly recommend based off my experience. From the time I submitted my application. Michael, Jaquelín and anyone else I interacted with made the process easy and smooth. Will recommend to family, friends and coworkers. Will be back in the future.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 3, 2022

We had overall great service and overall customer experience with our home refinance. Loyd ** helped expedite process and was very informative. The process was quick and was pain free. We had great guidance throughout the process and it seemed to go relatively smoothly once we submitted our information.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 2, 2022

It was our first refinance of our first home. Although it seemed like we were asking a lot of what I thought was a "dumb" or "silly" questions was never the issue. Polite and respectful. They were also always very prompt on responding to emails.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 2, 2022

We got a loan after being turned down to get a loan from some other company and American Funding got us a loan that we are completely happy with! They are my go to loan source and look forward to the next time we work together! Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 2, 2022

I used New American Funding for my original purchase and my refinance. Melissa works hard for her clients and puts in extra effort to make the process as smooth as possible for her clients. Highly recommended New American Funding and Melissa **.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 2, 2022

I submitted a loan application online and was paired with John **. From the first interaction I was blown away with Mr. **’s knowledge and professionalism. Using New American was the best decision we made when purchasing a new home.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 1, 2022

…Was great! Zo, our loan originator, was in regular contact with us as we got started in the process, then handed us off to Claudia, our loan processor, who gave us great service as well. Zo continued to give us status updates and let us know when our loan was approved and final processing was being done. Going through a mortgage loan/refinance process isn’t something one normally refers to as “enjoyable”; however, this one was as close as one could get to that. Thanks to your people for all their help!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 1, 2022

Micheal was incredibly helpful with my first home purchase and helped me close on my home in only 21 days. He was always available and ready to answer all my questions. He worked closely with my realtor to help me get through the process as easily as possible.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: April 1, 2022

Your team help us through the loan process in a very timely manner and was very professional. My wife is almost deaf and your team was very understanding and had to repeat themselves often but made sure my wife understood, I’m very thankful.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 1, 2022

We had a great experience with this company and the agent we worked with, Chris **, made the process a breeze. We had many questions and he was knowledgeable and helpful in answering all of them. Would definitely use again and recommend to friends and family.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: April 1, 2022

Mandy, the representative for the company made it an amazing experience. She made it easy and answered all of our questions promptly and professionally. The service from beginning to end was very prompt and she kept us well informed at all time. Would highly recommend New American Funding.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: April 1, 2022

I thought it was a great experience overall. There could’ve been more communication from their staff as it’s a long process for underwriting. But things went pretty smooth and it’s a good experience to have all of this done without setting foot in an office!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 31, 2022

I absolutely recommend New American Funding to anyone looking to buy a home! Every interaction I had with team members of NAF was positive, production and friendly! As a first time home buyer I was a little less than confident going into this process but I was met with extremely knowledgeable and thoughtful team members at NAF who gave me the confidence to proceed. I couldn't be happier with my experience, specifically with the service I received from Shane **! Outstanding experience all around! Thank you to everyone at NAF :)

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 31, 2022

I can’t thank Kat enough for her support with my home buying experience! She was always available and quick to respond. There were several times I needed her help on the weekend and she was always there for us! She made the home buying experience enjoyable for me and my girls!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 31, 2022

Great experience refinancing my home. Mr. ** made things very simple and explained each step of the process. He was very professional and so were his assistants. It’s always a scary thing to deal with major finances but the team at American Funding made it less scary.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 31, 2022

All of the people there are very professional and would answer our questions within a few hrs. Sometimes less than that. Zane ** is amazing. I would highly recommend all of you to my friends and family. Closing was sooner than expected. Very pleased.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 31, 2022

Helping me through the process and helping me understand each step in the process. Steve was also great at staying in contact and following up with any concerns. With his help we were able to refinance with a great interest rate.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 31, 2022

Jon was great and I will be sure to refer anyone I know to NAF because of him. The underwriters were great as well. Very communicative and made the process easy! I want to thank every person for their input and knowledge.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 31, 2022

Matt and Leanna made this one of the easiest and best processes, any time looking to make a big loan is always stressful but these 2 were always available and quick to respond to my questions even with the time difference between all 3 of us felt like I was dealing with a local person!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 30, 2022

The loan process was fairly simple. Our loan officer, Mark **, was great. He advised us along the way and guided us through the process. Communication was great. He is an asset to your company. The only bad experience was with appraiser. I would not recommend using him again. He was unprofessional and caused our loan to be delayed by not turning in the appraisal in a timely manner. He was rude to me on the phone and hung up on me. One suggestion, but not sure it is possible, is that closing would be so much better if it could be done electronically. Overall, we are pleased with everything and would recommend your company to family and friends.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: March 30, 2022

During the processing of our loan we had a few snags gathering documents for approval. This at times left us wondering sometimes for days if obligations had been met. Communication with our loan officer during most of the time was very limited and minimal. I really was pleased overall but would share with our loan officer to be a bit more attentive all the way thru the process. 5 star service is earned not given.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 30, 2022

Our home refinance process went about as smoothly as we could have hoped. It went fairly quickly once we were able to get the necessary documentation supplied. The communication we received was terrific.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 30, 2022

What can I say Marti is the best! She is always looking out for me and my family's best interest. She is persistent and never gives up on you no matter how many time we have to redo the loan! She knows the products so well and is very flexible on how to get the best deal. This is the second time I have closed a deal with Marti but she has fielded many of my dumb question along the way and I consider her a big part of my real-estate team. Thanks again Marti

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 30, 2022

I received a recommendation through Credit Karma for refinancing my home. The best recommendation I ever followed up on. The entire experience was wonderful. Their staff is amazing and so helpful in guiding you through the process.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 30, 2022

My initial loan and my refinance were both done through New American Funding. Both times I had loan officers that were attentive and nice! I really felt like I was talking to a friend both times instead of a corporate machine. They both were able to explain everything and answer my questions in a clear and concise way. Very knowledgeable and nice about it! I 100% recommend going with NAF for the customer service alone. But to sweeten the deal, the rates I got were very competitive and the whole process both times were easy, fast, and smooth.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 30, 2022

We recently refinanced our home with New American Funding. The process could not have been more smooth or easy. Sabrina ** was so professional, helpful & friendly. She helped us explore our options & kept things moving along in such a timely manner. We would highly recommend New American!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 29, 2022

Thankfully I was on Credit Karma and I saw NAF, I wasn't planning on refinancing, but I thought I'd give it a try. Thank GOD I did! Will was extremely helpful and tentative! Thank you, Will, so much!!!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 28, 2022

Started the refinance process with my original lender and reached out to New American to see if I was getting a good deal. Shane went out of his way to explain the ins and outs of the process and get me the best deal possible.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 28, 2022

Alyssa was great, she was very attentive and responsive to my inquiries throughout the entire refi process. She maintained a very high level of communication and maintained engaged thru the entire process as forms and documents were being submitted and signed.

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New American Funding Company Information

Company Name:
New American Funding
Website:
www.newamericanfunding.com